{"id":29631,"date":"2025-07-17T09:14:00","date_gmt":"2025-07-17T15:14:00","guid":{"rendered":"https:\/\/www.creel.mx\/?post_type=cltvo_publicaciones&#038;p=29631"},"modified":"2026-04-14T13:57:54","modified_gmt":"2026-04-14T19:57:54","slug":"29631","status":"publish","type":"cltvo_publicaciones","link":"https:\/\/www.creel.mx\/en\/publications\/29631\/","title":{"rendered":"Amendment to the Anti-Money Laundering Law"},"content":{"rendered":"<p>Yesterday, a Decree amending and adding various provisions to the Federal Law for the Prevention and Identification of Transactions Involving Illicit Proceeds (the &#8220;Anti-Money Laundering Law&#8221;), as well as Article 400 bis of the Federal Criminal Code, was published in the Federal Official Gazette.<\/p>\n<p>In this regard, the most relevant changes include the following:<\/p>\n<ul>\n<li><span style=\"text-decoration: underline;\"><strong>Trusts<\/strong> <\/span>engaging in any vulnerable activity are now <strong><span style=\"text-decoration: underline;\">required to comply<\/span><\/strong> with the Anti-Money Laundering Law.<\/li>\n<li><span style=\"text-decoration: underline;\"><strong>Commercial companies<\/strong><\/span> in general are required to<strong><span style=\"text-decoration: underline;\"> identify their beneficial owners<\/span><\/strong> and submit information regarding any transfer of ownership or creation of rights over equity interests or shares. This information <strong><span style=\"text-decoration: underline;\">must be registered<\/span><\/strong> in the system designated and operated by the Ministry of Economy and in accordance to the guidelines to be issued by the Ministry of Finance and Public Credit. Furthermore, <strong><span style=\"text-decoration: underline;\">civil companies and associations<\/span><\/strong> must also identify their beneficial owners in line with upcoming secondary regulations.<\/li>\n<li>The Ministry of Finance and Public Credit is granted the authority to order persons engaged in vulnerable activities to <span style=\"text-decoration: underline;\"><strong>temporarily suspend any transactions or operations<\/strong><\/span> with specific individuals or entities.<\/li>\n<li><strong><span style=\"text-decoration: underline;\">A new category of vulnerable activity<\/span> <\/strong>is included: \u201cthe receipt of funds intended for <strong><span style=\"text-decoration: underline;\">real estate development projects<\/span><\/strong> whose purpose is sale or lease.\u201d<\/li>\n<li>It is clarified that <strong><span style=\"text-decoration: underline;\">vulnerable activities related to foreign trade services<\/span><\/strong> may be performed by customs agencies, in addition to <strong><span style=\"text-decoration: underline;\">customs agents<\/span><\/strong> or authorized representatives.<\/li>\n<li>For <strong><span style=\"text-decoration: underline;\">virtual asset operations<\/span><\/strong>, it is specified that such operations will be considered a vulnerable activity when conducted with Mexican citizens, even if the services are provided from another jurisdiction.<\/li>\n<li>Additionally, the <strong><span style=\"text-decoration: underline;\">reporting threshold<\/span><\/strong> for operations with clients or users involving <strong><span style=\"text-decoration: underline;\">virtual assets<\/span><\/strong> has been modified to 210 times the daily value of the <em>Unidad de Medida y Actualizaci\u00f3n<\/em> (\u201c<span style=\"text-decoration: underline;\">UMA<\/span>\u201d). In addition, a new reporting trigger is introduced for <strong><span style=\"text-decoration: underline;\">the collection of fees or considerations<\/span><\/strong> by service providers equal to or exceeding 4 times the daily value of the UMA.<\/li>\n<li>A new obligation is introduced to <strong><span style=\"text-decoration: underline;\">submit a report within 24 hours<\/span><\/strong> of becoming aware of acts or transactions that may be related to money laundering.<\/li>\n<li>Vulnerable activities will be required to <strong><span style=\"text-decoration: underline;\">conduct a risk-based assessment<\/span><\/strong> to identify, analyze, understand, and mitigate the risks to which they are exposed.<\/li>\n<li>Vulnerable activities are now required to identify and monitor transactions conducted with <strong><span style=\"text-decoration: underline;\">Politically Exposed Persons.<\/span><\/strong><\/li>\n<li>Vulnerable activities must implement <strong><span style=\"text-decoration: underline;\">personnel selection procedures<\/span><\/strong> and <strong><span style=\"text-decoration: underline;\">provide annual training<\/span><\/strong> programs for employees and members of their governing bodies on anti-money laundering matters.<\/li>\n<li>Vulnerable activities must also have <strong><span style=\"text-decoration: underline;\">automated mechanisms<\/span><\/strong> in place to monitor client and user transactions and must conduct an <strong><span style=\"text-decoration: underline;\">annual regulatory audit<\/span><\/strong> to evaluate compliance with the Anti-Money Laundering Law and its secondary regulations.<\/li>\n<li>Provisions for the <strong><span style=\"text-decoration: underline;\">regularization of compliance<\/span><\/strong> with the Anti-Money Laundering Law obligations are established.<\/li>\n<\/ul>\n<p>In general terms, these amendments will come into force the day after their publication in the Federal Official Gazette. However, the Ministry of Finance and Public Credit has been granted a period of up to 12 months to issue the corresponding modifications to the secondary administrative regulations.<\/p>\n<p>The foregoing highlights the most relevant aspects of the amendments to the Anti-Money Laundering Law. At Creel, Garc\u00eda-Cu\u00e9llar, Aiza y Enr\u00edquez, S.C., our highly specialized team will continue to monitor the implementation of these changes to provide our clients with timely guidance and support.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yesterday, a Decree amending and adding various provisions to the Federal Law for the Prevention and Identification of Transactions Involving Illicit Proceeds (the &#8220;Anti-Money Laundering Law&#8221;), as well as Article 400 bis of the Federal Criminal Code, was published in the Federal Official Gazette.<\/p>\n","protected":false},"featured_media":0,"template":"","cltvo_categoria_tax":[89],"tipo_publicacion_taxonomy":[179],"class_list":["post-29631","cltvo_publicaciones","type-cltvo_publicaciones","status-publish","hentry","cltvo_categoria_tax-investigations-and-compliance","tipo_publicacion_taxonomy-client-alerts"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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