Mr. Sáenz, obtained his Law degree (JD) from the Instituto Tecnológico Autónomo de México in Mexico City in 1998. In addition, Mr. Sáenz obtained degrees in: AML/CFT also at Instituto Tecnológico Autónomo de México in 2011, Finance Law at Universidad Iberoamericana in 2005 and Taxes also at Universidad Iberoamericana in 2004.